Compare a jeonse (lump-sum deposit) contract with a wolse (smaller deposit + monthly rent) contract. The calculator converts both to a monthly-equivalent cost using your opportunity rate and loan rate.
Last updated: March 1, 2026
Jeonse (전세)
Prefilled with the weighted median across Korea Housing Finance Corporation partner banks (3.75%, March 2026). Override with the rate your bank actually quoted you.
Wolse (월세)
Results
The return you could earn on your cash elsewhere.
Jeonse monthly cost
Wolse monthly cost
Difference