Jeonse vs Wolse Calculator
Compare a jeonse (lump-sum deposit) contract with a wolse (smaller deposit + monthly rent) contract. The calculator converts both to a monthly-equivalent cost using your opportunity rate and loan rate.
Last updated: April 1, 2026
Jeonse (전세)
₩
₩
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Prefilled with the weighted median across Korea Housing Finance Corporation partner banks (3.64%, April 2026). Override with the rate your bank actually quoted you.
Wolse (월세)
₩
₩
Results
%
The return you could earn on your cash elsewhere.
Jeonse monthly cost
Wolse monthly cost
Difference
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